For a payment of only £40 you can cover your vehicle* for one year against a shortfall of up to £5,000 if your vehicle is written off by your insurance company. Alternatively you can choose to cover your car for either two or three years.

What is GAP insurance?

In the event of your vehicle being declared a write-off by your Insurance Company because of theft or an accident, there could be a shortfall between the vehicle's current market value and the original purchase price. Our GAP Return to Invoice (RTI) Insurance pays you the difference between the current market value that your motor insurance pays and the original purchase price.

How GAP insurance works?

The shortfall could be a significant sum depending on how quickly your vehicle depreciates in value. GAP Insurance will bridge this GAP if your vehicle is ever written off or stolen, therefore giving you the peace of mind that you have not lost out financially and can afford to purchase an equivalent vehicle.

*minimum cost of a one year policy for motorcycles is £65.

Benefits of GAP insurance:

• Protects your investment
• Cover can be for 12, 24 or 36 months
• Covers new and used vehicles
• Claims paid quickly to help you get motoring

How do I apply?

To apply for Car GAP insurance you must have bought your car within the last 180 days from a VAT registered dealer. Your car must also be less than seven years old and have done less than 80,000 miles. Please read the Car Policy summary and Car Policy document.

To apply for motorcycle GAP insurance you must have bought your motorcycle within the last 180 days from a VAT registered dealer. Your motorcycle must also be less than 12 years old and have covered less than 60,000 miles. For further information on GAP Insurance see the frequently asked questions and please read the Motorcycle Policy Summary and Motorcycle Policy Document.

Language - the policy and all communications with You or by You to Us will be in English.

Get a quote online now Car Gap / Motorcycle Gap