For a payment of only £45 you can cover your vehicle* for one year against a shortfall of up to £5,000 if your vehicle is written off by your insurance company. Alternatively you can choose to cover your car for either two or three years.

What is GAP insurance?
In the event of your vehicle being declared a write-off by your Insurance Company because of theft or an accident, there could be a shortfall between the vehicle's current market value and the original purchase price. Our GAP Return to Invoice (RTI) Insurance pays you the difference between the current market value that your motor insurance pays and the original purchase price.

How GAP insurance works?
The shortfall could be a significant sum depending on how quickly your vehicle depreciates in value. GAP Insurance will bridge this GAP if your vehicle is ever written off or stolen, therefore giving you the peace of mind that you have not lost out financially and can afford to purchase an equivalent vehicle.

*minimum cost of a one year policy for motorcycles is £65.

Fact one - According to the Association of British Insurers statistics 2003, on average 2.2 vehicle accidents are reported every single minute, of every single day.

Fact two - There were 241,850 offences of theft of a vehicle recorded in 2004/05.
Source: Research Development and Statistics, Home Office Sep 2006.

Fact three - The Home Office Vehicle Theft Index 2003 shows that one vehicle is stolen every 90 seconds in England and Wales, 31% are not recovered.

Benefits of GAP insurance:

• Protects your investment
• Cover can be for 12, 24 or 36 months
• Covers new and used vehicles
• Claims paid quickly to help you get motoring

How do we compare?
We aim to give you one of the most competitive products on the market. Just check out the comparison table for cars.

Prices shown are for a car valued at £20,000 with cover of £10,000 and for a motorcycle valued at £14,000 with cover of £5,000. The prices shown are for vehicles first registered in 2007. Prices correct as at 20th April 2008.

How do I apply?
To apply for Car GAP insurance you must have bought your car within the last 180 days from a VAT registered dealer. Your car must also be less than seven years old and have done less than 80,000 miles. Please read the Motorcycle Policy Document.

Language - the policy and all communications with You or by You to Us will be in English.

Get a quote online now

If you wish to speak to one of our customer service advisers, call us on 0870 609 2083. Our lines are open 8.45am to 5.15pm Monday to Thursday and 8.45am to 4.45pm on a Friday.